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Pre-seed · Confidential
Summary of terms

Pre-seed round, 2026.

Moneva is raising $250,000 on a post-money SAFE at a $10,000,000 valuation cap.

Instrument
Post-money SAFE
Round size
$250,000
Valuation cap
$10,000,000
To investors
2.5%
The company

What Moneva is

Money-movement infrastructure behind one API key. Hosted KYC, named virtual accounts in USD, EUR, GBP and NGN, and payouts to 130+ countries, over a network of licensed payment partners and settled on stablecoin rails.

Status

The platform is live in production and pre-revenue. 20 published corridors, 15 active. Public documentation and a self-serve sandbox are open. Integrators bring their own wallets: Moneva never holds keys, never commingles, never takes deposits.

Founders

Chester Bella, Founder and Product Developer. Ex-N26 banking operations, Product Owner at Europace. Danny Boahen, Co-founder and Business Operations, ex-Interhyp, owns partnerships and commercial operations.

Track record

Together they built Parifi, a decentralised perpetual futures protocol, raised approximately $267,000 through a community offering, and published its whitepaper on arXiv. ETHDenver speakers, multiple ecosystem grants.

Full detail is in the pre-seed deck at pre-seed.moneva.io. Product documentation is public at docs.moneva.io.

Terms of the offering
Security
Post-money SAFE, valuation cap only
Total round
$250,000
Valuation cap
$10,000,000 post-money
Investor ownership
2.5% on conversion, fully diluted
Discount rate
None
Most favoured nation
None
Pro-rata rights
By side letter, on investments of $25,000 or more
Minimum investment
$10,000
Conversion
On a priced equity financing, a liquidity event, or dissolution
Board and voting
None. A SAFE carries no board seat, no protective provisions and no vote.
Reporting
Quarterly investor update to all holders
Expenses
Each party bears its own. The company pays no investor legal fees.
Closing
Rolling. Each investment closes on signature, independently of the others.
Documentation
Standard post-money SAFE. Form and executing entity provided on request.
What the SAFE converts into
InvestmentOwnership on conversionShare of the round
$10,0000.10%4%
$25,0000.25%10%
$50,0000.50%20%
$100,0001.00%40%
$250,0002.50%100%

Ownership is the investment divided by the $10,000,000 post-money cap, and it is fixed on the date of signature. Further SAFEs issued in this round do not dilute it. It dilutes only at the next priced financing, alongside every other pre-existing holder.

Use of proceeds
Engineering, product, security
40% · $100,000
Compliance, legal, partner operations
25% · $62,500
Growth and corridor launches
25% · $62,500
Support, risk, contingency
10% · $25,000
Runway
~9 months at a ~$28,000 monthly burn

The core platform is built and deployed. This round funds corridor depth, reliability and the first integrations, sized to reach signed integrators and the transaction volume that opens a seed round.

Next step

Ask for the SAFE and we will send it the same day.

The SAFE is the only document either side signs. There is no term sheet to negotiate and no long-form drafting afterwards. Reach us at cb@moneva.io, or book a call at moneva.io/book.